Our Solutions
We offer multiple financing structures because no two businesses are alike. Find the solution that fits your cash flow, timeline, and growth goals.
Access the operating funds your business needs right now. Working capital loans from EMC give you fast access to funds you can use for virtually any business purpose — no restrictions, no red tape.
Whether you're covering payroll during a slow month, stocking up for a busy season, or seizing an unexpected opportunity, working capital keeps your business moving.
A smarter approach to business funding for businesses with variable or seasonal revenue. Instead of fixed monthly payments, you repay based on a percentage of your actual revenue — higher in strong months, lower in slower ones.
This structure keeps your cash flow healthy and aligns your lender's success with yours. When you thrive, we do too.
When you have a specific investment in mind — new equipment, a second location, renovations, or a strategic acquisition — a business term loan provides predictable payments against a defined timeline.
Term loans give you the certainty to plan ahead. Fixed payments, clear terms, and a financing partner who understands your growth goals.
Get the equipment your business needs today — without draining your operating capital. Equipment financing from EMC lets you acquire or upgrade machinery, vehicles, and technology with structured payments over time.
The equipment itself often serves as collateral, making this option accessible even for businesses with limited credit history.
Do You Qualify?
We believe in transparency. Here are the general benchmarks we look for — though every situation is evaluated on its own merits.
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| Feature | Working Capital | Revenue-Based | Term Loan | Equipment |
|---|---|---|---|---|
| Funding Speed | 24–48 hrs | 24–48 hrs | 2–5 days | 3–7 days |
| Collateral Required | Usually None | Usually None | Sometimes | Equipment Only |
| Payment Structure | Fixed Daily/Weekly | % of Revenue | Fixed Monthly | Fixed Monthly |
| Best For | Immediate Needs | Variable Revenue | Planned Growth | Asset Acquisition |
| Credit Flexibility | High | High | Moderate | High |
Tell us about your business and goals. Our team will help you identify the right financing structure — with no pressure and no commitment.